White Oak Homes under $400,000

Welcome to White Oak, Texas – a hidden gem nestled in the heart of Gregg County! This charming city offers a delightful blend of small-town charm and modern convenience, making it an ideal place for families, retirees, and everyone in between. With its friendly atmosphere, beautiful parks, and vibrant community spirit, White Oak is a place where you can truly feel at home.

One of the most appealing aspects of White Oak is its affordability. The real estate market here features a variety of homes priced under $400,000, allowing you to find the perfect dwelling without breaking the bank. Whether you're searching for a cozy starter home, a spacious family residence, or a quaint bungalow, White Oak has something to suit everyone’s needs and budget. Many of these homes boast lovely yards, inviting interiors, and proximity to local amenities, making them a smart investment for both first-time buyers and seasoned homeowners.

In addition to its affordable housing options, White Oak is known for its excellent schools, friendly neighborhoods, and a strong sense of community. Residents enjoy easy access to essential services, shopping, and dining, as well as outdoor recreational opportunities in nearby parks and nature trails.

If you're looking for a welcoming community with a strong sense of belonging and a variety of affordable housing options, White Oak, TX, is the perfect place to start your next chapter. Come discover the charm of White Oak and find the home of your dreams today!

Newest White Oak Homes under $400,000

$389,900

4 Beds ⋅ 2 Baths ⋅ 20266944 MLS

Built in 2024 and impeccably maintained by its original owner, this 1,821-square-foot home in sought-after White Oak ISD offers the feel of new construction without the wait. Immaculately kept and completely move-in ready, this home combines a thoughtful floor plan, warm finishes, and everyday functionality in a beautifully maintained package. From the moment you arrive, the attractive brick exterior, manicured lawn, and inviting entry set the tone for all this home has to offer! Step inside to an inviting open-concept living space highlighted by a vaulted ceiling with wood beam accents, a striking stone fireplace, wood-look tile flooring, and an abundance of natural light. The kitchen sits at the heart of the home and features custom cabinetry, generous counter space, stainless steel appliances, a gas range, large center island with seating, and a spacious walk-in pantry. The adjoining dining area provides a seamless flow for entertaining while overlooking the backyard. The primary suite is privately situated and offers a relaxing retreat with a tray ceiling and spacious ensuite bath featuring dual vanities, a freestanding soaking tub, separate walk-in shower, and ample storage. Three additional bedrooms provide excellent versatility, with the fourth bedroom currently being used as a home office—perfect for today’s work-from-home lifestyle while still offering the flexibility of a true bedroom when needed. Outside, the covered back patio with exposed wood beams creates an ideal space for grilling, entertaining, or relaxing at the end of the day. A new privacy fence has recently been installed, giving the backyard added seclusion and a finished feel. With its desirable White Oak ISD location, one-owner history, 2024 construction, flexible 4-bedroom layout, and exceptional condition, this home is truly move-in ready and easy to love from the moment you walk through the door.

303 W Old Us 80, White Oak

$275,000

3 Beds ⋅ 2 Baths ⋅ 20266921 MLS

COMPLETELY REMODELED & MOVE-IN READY! Welcome home to this beautifully updated 3-bedroom, 2-bathroom home featuring a 2-car garage and a desirable corner lot! From the moment you step inside, you’ll love the fresh, modern feel created by the NEW flooring, fresh paint, updated cabinets, modern fixtures throughout. The inviting layout offers comfortable living spaces with plenty of room to relax, entertain, and make memories. Outside, enjoy both a spacious front yard and backyard with room to play, garden, entertain, or simply unwind. Conveniently located near White Oak schools, parks, and the splash pad, this home puts everyday conveniences and family-friendly amenities right at your fingertips. With so many updates already completed, all that’s missing is YOU! Come take a look and fall in love with everything this home has to offer! Work still in progress - Flooring, fixtures, bathrooms.

1304 Tony Street, White Oak

$259,900

3 Beds ⋅ 2 Baths ⋅ 20266917 MLS

Freshly updated and ready for you to call it your own! This home has a great floor plan and is located in a desirable neighborhood. Inside you'll find a wide foyer that leads to your spacious living space with a fireplace that catches all eyes. From there you'll flow into the refreshed kitchen that has undergone reconfiguring as well as new fixtures and surfaces. New Appliances and a massive walk in pantry with more counter space for those things you don't want to display and a ton of shelving. There is a dining space off the kitchen with a large bay window overlooking your huge backyard with a view of tall mature trees. On the other end of the home you have three spacious bedrooms and a large guest bathroom, all with new carpet. You will also find the primary suite with its own bathroom that both overlook your peaceful backyard. This home has several large storage closets and a good size garage with more room for storage. The roof was replaced in September 2026 and the sellers is offering a home warranty for all the other major items. Come out and see what you think, this home checks the boxes!

411 N Glencrest, White Oak

$269,900

3 Beds ⋅ 2 Baths ⋅ 20266913 MLS

WHITE OAK ISD !!! 3 bedrooms with 2 bathrooms and a two-car garage. The interior has new countertops in the kitchen and all-new flooring and paint throughout the house. It has an open floor plan with a dining room right off the kitchen. Large open living area with a fireplace, and outside you have a huge covered back porch and a very large backyard with two storage buildings.

1304 Nottingham, White Oak

$175,000

3 Beds ⋅ 2 Baths ⋅ 20266834 MLS

Charming cottage-style home with a little something extra! Welcome to 604 S. Superior Rd., a beautifully maintained 3-bedroom, 2-bathroom home located in the highly sought-after White Oak ISD! From the moment you arrive, you’ll appreciate the inviting character and thoughtful updates throughout. Inside, you’ll find updated flooring, fresh paint, updated kitchen countertops, and a spacious walk-in pantry offering plenty of storage. The primary suite provides a relaxing retreat, complete with a generously sized bathroom and walk-in closet. But the real bonus is waiting in the backyard! A separate building has been converted into a mother-in-law suite, complete with heating, cooling, and its own bathroom. Whether you're looking for additional space for guests, extended family, a private home office, or a hobby room, this versatile space offers endless possibilities! With its charming cottage appeal, well-maintained interior, and additional living space, this property is one you won't want to miss. Schedule your private showing today and see everything this White Oak gem has to offer!

604 S Superior Rd, White Oak

$290,000

3 Beds ⋅ 2 Baths ⋅ 26013287 MLS

Nestled on a prime 0.5 acre lot in the highly sought-after White Oak ISD, this exceptional 3-bedroom, 2-bathroom residence boasts 1,856 square feet of thoughtfully designed living space. Inside, enjoy a spacious living room, a dedicated office area, and a seamless open-concept kitchen and dining layout. The updated kitchen is a chef’s dream, packed with abundant cabinet storage and expansive counter space. Unwind in the massive primary suite complete with a private en suite bath. Step outside to your own backyard oasis, featuring a screened-in patio, a refreshing above-ground pool, and a large workshop with electricity! Call today to schedule your private tour.

210 E Center St, White Oak

$385,000

3 Beds ⋅ 2 Baths ⋅ 20266461 MLS

Charming, completely updated and move in ready! This beautifully maintained 3 bedroom, 2 bath home is tucked away in a quiet neighborhood and offers exceptional space and versatility with two separate living areas plus a dedicated office. Thoughtful updates throughout provide modern comfort while preserving the home's inviting character. Outside, a brand new shop with electricity offers the perfect space for hobbies, projects, storage, or workshop. Located in the highly desirable White Oak ISD, this home has the updates, flexibility, and location you have been searching for. Don't miss your opportunity to make it yours. Seller offering $5000 in seller concessions!! Call today for your private showing

326 E Robinwood, White Oak

$321,000

3 Beds ⋅ 2 Baths ⋅ 26012601 MLS

Built in 2020, this well-maintained 3-bedroom, 2-bath home offers large rooms, an open-concept kitchen, dining, and living area, plus a spacious kitchen island with granite countertops. The private primary suite is thoughtfully separated from the guest bedrooms and features a walk-in shower, two walk-in closets, 2 sinks, and an extra vanity/sitting area. Both guest bedrooms also include walk-in closets. Enjoy the added convenience of a 2-car garage and a peaceful location at the end of the street. A must-see!

134 Morrison, White Oak

$289,995

3 Beds ⋅ 2 Baths ⋅ 20266350 MLS

RURAL SETTING WITH CITY CONVENIENCES & MODERN FEATURES THROUGHOUT! This home features wood-look tile flooring throughout, neutral gray tones, a wood-burning fireplace, crown molding, a nice built-in desk in the family room, and walk-in closets. Beautifully appointed kitchen and dining area featuring rich espresso cabinetry with crown molding, granite countertops, striking stacked-stone and mosaic backsplash, and stainless-steel appliances including a French-door refrigerator, built-in wall oven, microwave, dishwasher, and glass cooktop. A generous center island offers abundant storage and prep space, complemented by stylish pendant lighting. The open dining area is filled with natural light from multiple oversized multi-pane windows and features durable light wood-look plank flooring. A rustic barn-style sliding door adds character and creates an appealing blend of traditional, contemporary, and farmhouse-inspired design elements. The updated primary bathroom features a spacious tiled walk-in shower with a built-in corner bench, recessed shelving, a rain-style showerhead, and a handheld sprayer. The neutral tile finishes and contemporary fixtures create a clean, comfortable retreat. The updated hall bathroom features a dark-stained vanity with granite countertop, a decorative vessel sink, and a modern faucet. The tub/shower combination is finished with attractive neutral tile, a decorative mosaic accent, built-in niche shelving, and updated fixtures. The expansive fenced backyard is situated on approximately 0.92 acres and surrounded by mature trees for a private, park-like setting. The outdoor space features a large above-ground swimming pool with an expansive wood deck, covered pergola, stairs, and safety railing—ideal for summer entertaining and relaxation. Winding gravel pathways with stepping stones connect the yard and landscaped beds, while ample open space offers room for recreation, gardening, pets, or future outdoor possibilities. A spacious barn-style storage building with double doors provides excellent additional storage. If you need space from the inside to the outside, this home checks the box. Come check it out and be impressed.

117 Western Acres, White Oak

$321,000

3 Beds ⋅ 2 Baths ⋅ 20266130 MLS

OPEN HOUSE 9-26. 2-4pm!!! Built in 2020, this well-maintained 3-bedroom, 2-bath home offers large rooms, an open-concept kitchen, dining, and living area, plus a spacious kitchen island with granite countertops. The private primary suite is thoughtfully separated from the guest bedrooms and features a walk-in shower, two walk-in closets, 2 sinks, and an extra vanity/sitting area. Both guest bedrooms also include walk-in closets. Enjoy the added convenience of a 2-car garage and a peaceful location at the end of the street. A must-see!

134 Morrison, White Oak

$369,900

4 Beds ⋅ 3 Baths ⋅ 20266103 MLS

Beautifully maintained 4 bedroom, 3 bath home offering 2,308 sq ft on a corner lot in White Oak! The thoughtfully designed split-bedroom floor plan provides plenty of privacy and flexibility. Two secondary bedrooms share a bath, while a separate bedroom at the back of the home has its own dedicated bathroom, making it ideal for guests, older children, mother-in-law suite or a private home office. The spacious master suite is located on the opposite side of the home with a large bathroom, walk-in shower and good sized closet. Inside, you’ll find both formal living and dining rooms, a comfortable breakfast nook and plantation blinds throughout. The kitchen features warm antique-white cabinetry with a rustic glaze finish that gives the space plenty of character. This home has also been well cared for behind the scenes with two water heaters, whole-home surge protection, an infrared HVAC light and Wi-Fi-enabled HVAC controls. The dishwasher was replaced in 2025 and the sprinkler system has a new control panel. Outside, the corner lot offers a well-maintained lawn and an RV hookup in the backyard with 30-amp, 50-amp and 120V service. Spacious, inviting and full of thoughtful features, this White Oak home offers a layout that can easily adapt to the way you live!

101 Cotton Valley Trl, White Oak

$309,000

3 Beds ⋅ 3 Baths ⋅ 26011797 MLS

COUNTRY FEEL IN WHITE OAK CITY LIMITS! Enjoy the best of both worlds with this 3-bedroom, 2- bath home situated on 1acre, while still enjoying the conveniences of town. Home is priced BELOW COUNTY APPRAISAL, and features spacious kitchen, vaulted ceilings, split bedrooms, large owner's suite with double vanities and walk-in closet, oversized mudroom, ample storage throughout, and covered parking. Enjoy morning coffee or grilling under the covered patio overlooking the private back yard. Large insulated shop with half bath is ideal for work, hobbies, or storage, and offers additional fully enclosed and covered RV/boat storage areas. Partially fenced yard is ready for pets! Come see all this property has to offer!

1304 N Whatley, White Oak

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Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

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The data relating to real estate for sale on this website comes in part from the Internet Data Exchange (IDX) of the Greater Tyler Association of REALTORS Multiple Listing Service. The IDX logo indicates listings of other real estate firms that are identified in the detailed listing information. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This information is deemed reliable, but not guaranteed.